Yesterday the UK Chancellor George Osbourne, announced his government’s budget for the upcoming tax year for 2015 / 2016. What’s in it for first time property buyers in the UK? The Budget 2015 and the first time buyer property market The UK government has pledged to help first time buyers

When you buy a property in the UK, that transaction can be subject to a tax from the UK Government. The tax is based on the property purchase price and is commonly known as Stamp Duty or Stamp Duty Land Tax (SDLT). It is applicable to all purchases of houses,

A great show and an inspirational day out for anyone looking at buying a property. The Ideal Home Show 2015 is back this year at Olympia, London. Why attend The Ideal Home Show? In 2015, The Ideal Home Show will be in it’s 107th year! It’s a fantastic show that

The Question …. The Answer …. Hi Felicity, Usually this question relates to the charges provided by the quote and whether this covers everything required to cover the whole transaction. First Time buyers will obtain a number of quotes from different sources and there will be companies offering various pricing

Starter Homes Scheme For First Time Buyers What is the starter home scheme? It is a UK Government backed scheme that offers a 20% discount on new build homes from developers purely for first time buyers. Are you eligible for a Starter Home? If you are under 40 and a

The Question …. The Answer …. Louisa, Thank you for the question. The answer to this is “Yes you can”. When purchasing a property with a friend, not all Mortgage Lenders will want to lend, but there are a few out there happy to supply the funds. The difference will

The Question …. The Answer …. Hi Keyley, The simple answer to this is “Yes you can”. Mum and Dad or even another relative can help you on to the property ladder A blood relative, so either parent or grandparent and sometimes a sibling can “Gift” a deposit. The Mortgage

The Question …. The Answer …. The general rule of thumb for a deposit when buying a property … Heidi, the general rule when buying a property, is the bigger the deposit the better – simply because you will get a lower interest rate and a greater range of mortgage

The First Time Buyer Home Show is a one-stop shop to help first time buyers buy their dream home and step on the property ladder. Produced by First Time Buyer magazine, exhibitors include property developers, housing associations, solicitors, financial advisors, mortgage consultants and interior experts. Who will be there and

As a First Time Buyer, it’s good to attend events and property exhibitions to gain a greater understanding of the homebuyer journey, but also to meet some of the property experts such as estate agents, mortgage advisers, solicitors and conveyancers, insurance brokers, builders and developers and more. Help To Buy