Thinking Ahead
Planning and thinking ahead can help you when buying your first home. Telephone, Broadband, Gas, Electricity and who to inform of your change of address when moving into your first property.
Our solicitors conveyancers are not on the lenders panel
The Question …. The Answer …. Hi Hatty, Thank you for your question. This is actually a great question and one I’m glad you have asked. It is not widely publicised or talked about when buying a property, but essentially your lender or mortgage provider also needs legal representation as
What do you need to do after you have completed your move?
You have finally moved into your new home … BUT you’re not done yet With the excitement of buying a new home, it’s easy to forget some of the responsibilities that come with it. Once you move you’ve got a new phone line to sort, bills, insurance, not to mention
Moving Home Removal Costs in London
The Question …. The Answer …. Hi Kayleigh … Thank you for your enquiry and question regarding moving home in and around London. If you will be moving house in London then you may be wondering what the removal service is going to cost you. Many would assume that the
How to obtain a Mortgage after an Individual Voluntary Arrangements (IVA)
The Question …. The Answer …. Hi Brad, Thank you for your question. We will try and provide a bit of background to our audience on IVA’s and what they are, before hopefully moving on to some things to consider when looking at trying to obtain your first mortgage. Buying
Is Shared Ownership the future for young Single Buyers?
As property prices increase, young single buyers are being priced out of the market. With just their income to rely on, they know they are perfectly capable of keeping up mortgage repayments but lenders are unlikely to offer them anything close to the asking price of the properties that peak
Ten Tools a First Time Buyer Must Own
When you become a homeowner, you can no longer count on the landlord to make quick-fixes for you. Sure, you can call in the professionals to fit stylish roof windows or lay hardwood flooring, but it is well-worth accumulating accessories and getting a toolbox started for the much more basic
From Renting to Buying your First Home: 7 Tips to ease the Transition
The majority of people who are currently renting aspire to, one day, own a home. But, with the cost of renting and rising house prices – achieving this dream can take some time. So, when that day comes and you are finally ready to buy you could have been renting
Essential Steps for Getting on the Property Ladder
Making the move from renter to home owner is a milestone that many people dream of reaching. There are a few common life events that prompt renters to start thinking about buying their first home. For many people, the hope of saving for a deposit is too difficult, so they
How to improve your chances of being accepted for your first mortgage
In 2014 the Financial Conduct Authority introduced new rules in an attempt to tighten up the mortgage market, to ensure that both lenders and borrowers could work together to create realistic individual lending. Known as the Mortgage Market Review, potential borrowers will have to undergo a three-hour interview touching on
Shared Ownership – Helping first time buyers onto the property ladder
What is Shared Ownership? Shared Ownership is a Government-backed scheme provided by Housing Associations and aimed at first time buyers who want to get a step onto the property ladder. Launched in April 2006, it aims to help first time buyers who would not be able to afford to buy