Advice
How much should you haggle down the asking price of your new home?
The Question …. The Answer …. Hi Sara & Rob, The good thing is you’ve found a property that you like, that’s the first hurdle! Buying your very first home can be extremely exciting and also a huge learning curve. The process of buying a home can include a number
What do you need to do after you have completed your move?
You have finally moved into your new home … BUT you’re not done yet With the excitement of buying a new home, it’s easy to forget some of the responsibilities that come with it. Once you move you’ve got a new phone line to sort, bills, insurance, not to mention
Moving Home Removal Costs in London
The Question …. The Answer …. Hi Kayleigh … Thank you for your enquiry and question regarding moving home in and around London. If you will be moving house in London then you may be wondering what the removal service is going to cost you. Many would assume that the
How to obtain a Mortgage after an Individual Voluntary Arrangements (IVA)
The Question …. The Answer …. Hi Brad, Thank you for your question. We will try and provide a bit of background to our audience on IVA’s and what they are, before hopefully moving on to some things to consider when looking at trying to obtain your first mortgage. Buying
Is Shared Ownership the future for young Single Buyers?
As property prices increase, young single buyers are being priced out of the market. With just their income to rely on, they know they are perfectly capable of keeping up mortgage repayments but lenders are unlikely to offer them anything close to the asking price of the properties that peak
First Time Buyers – Buying a Property Jargon Buster
Buying and selling a home is one of the few times in life that almost all of us have a need for legal advice and expertise. However, the terminology and certain phrases associated with the process can sometimes be confusing – especially for first time buyers! Anyone in the process
Essential Steps for Getting on the Property Ladder
Making the move from renter to home owner is a milestone that many people dream of reaching. There are a few common life events that prompt renters to start thinking about buying their first home. For many people, the hope of saving for a deposit is too difficult, so they
80 Mortgages for First Time Buyers
The Question …. The Answer …. Hi Gemma, Obviously every first time buyer has a different financial and personal situation to the next. That is why it’s very important to speak with the experts. A mortgage broker or mortgage adviser will help you compare mortgage offers to identify a lender
Do I need a Survey if I have paid for the lender valuation?
The Question …. The Answer …. Hi Steve … Thank you for your question. This is quite a common question asked by both first-time buyers and those experienced with the ins and outs of the residential property market. In short, and I cannot emphasise this enough, a valuation is not
Shared Ownership – Helping first time buyers onto the property ladder
What is Shared Ownership? Shared Ownership is a Government-backed scheme provided by Housing Associations and aimed at first time buyers who want to get a step onto the property ladder. Launched in April 2006, it aims to help first time buyers who would not be able to afford to buy